Socially Responsible Investing Research Paper Example | Topics and Well Written Essays - 1750 words

Socially Responsible Investing - Research Paper Example Empirical research that has been conducted by different people has shown that in selecting a portfolio, potential investors not only consider statistical measures like risk and return but also psychological factors such as sentiment, overconfidence, and overreaction. In short, it is a general observation that heuristic-driven bias, frame dependence, and market inefficiency plays a crucial role in shaping the kind of portfolios that investors make the preference to, the type of securities they find attractive, as well as the biases to which they are considered subject to. For a long period, the process of socially responsible investing has been the subject of significant attention in practitioner and academic literature. The process has so far attracted research process that has been geared towards examining and discussing the financial advantages associated with the process, its effects on social change, pertinent issues and challenges associated with SRI logistics as well as the motives and inspiration that drive investors. While it may be easy to know and comprehend some of the demographic makeup, associated with socially responsible investors, what distinguishes them from non-socially responsible investors as well as what their motives and inspirations are. Our understanding of the decision process behind SRI is still limited; this is influenced by the fact that only a few studies have tested hypotheses about investor behavior in the context of socially responsible investing.

Trinity by Leon Uris Essay Example for Free

Trinity by Leon Uris Essay Over a career spanning five decades, Leon Uris has enjoyed phenomenal popularity, with five of his twelve novels classified as number-one best-sellers by the New York Times. While the shortcomings in his prose, characterization, and political outlook have been well noted, Uris certainly ranks among the more important multicultural writers since World War II. His books explore a number of the defining cultural conflicts of the twentieth century: the Nazis’ attempted extermination of the Jews, the volatile clash between Arabs and Israelis in the Middle East, and the long-running battle between the British and Irish in Ireland, most notably. Millions of readers have learned the history behind these major intercultural conflicts from Uris’s fiction. At its annual dinner in 1978, at which the benediction was given by a Baptist minister from Belfast, the Gold Medal was awarded to Leon Uris, author of Trinity, a best-selling novel on the troubles in Ireland. The imperialist British have drawn Uris’s frequent ire. He levels harsh criticism against the British in Trinity for their self-interested administration and their failure to support Ireland in its infancy. In this book, Uris condemns the British for demeaning and subjugating Irish Catholics. He describes the British presence in Ireland as four centuries of tortured foreign occupation. In Uris’s version of Irish history, Ulster, now the nation of Northern Ireland, was established as a British plantation, a fortress outpost of colonial exploitation peopled with British-descended Ulstermen whose hatred of Irish Catholics smells strangely of Aryan supremacy of Nazi ideology. Trinity is a romantic, sentimental fiction about Irelands fight for independence. It feeds the myth of heroic opposition in the face of impossible odds. It is a paean to blood sacrifice, to the idea that the chosen few who are prepared to take upon themselves the burden of history can themselves make history, that blood sacrifice is a noble and a cleansing thing, that a glorious defeat is a prerequisite to prevailing, that in death there is victory. The novels heroes plan revolution in the face of hopeless odds; they gladly lay down their lives, eager to embrace a defeat that may somehow â€Å"stir the ashes of [the] people into a series of even more glorious defeats† so that â€Å"over the land long dead stirrings† will at last be heard (731). Trinity is bad history but powerful propaganda. It became more powerful still in the stench-ridden wings, where for nights on end the heroic exploits of Long Dan Sweeney and Conor Larkin and Brendan Sean Barrett, who, in their epic pursuit of Irish freedom, had been incarcerated and abused in captivity, who had endured hunger striking itself – â€Å"a silent defiance† became for the prisoners fictional role models with whom they could identify, in- vesting their protest with a political leitmotif that mirrored their own lives. â€Å"No crime a man commits on behalf of his freedom can be as great as the crime committed by those who deny him freedom,† Long Dan Sweeney declares. â€Å"We engage in a fight vulnerable to scathing propaganda, unloved by most of our own people, but God and God alone will eventually decide which side was just in its aspirations and which side was evil.† â€Å"Remember,† he exhorts his fellow revolutionaries, â€Å"the British have nothing in their entire arsenal of imperial might to counter a single man who refuses to be broken. Irish words, Irish self-sacrifice, and ultimately Irish martyrdom are our weapons. We must have the ability to endure pain to such an extent that they lose the ability to inflict it. This and this alone will break them in the end† (466). Fact and fiction reinforced each other. Trinity had its historical counterpoint in 1916, the H-block protest its fictional counterpoint in Trinity. The primitive, repelling circumstances of the H-blocks were often more unimaginable and less real than the imagined circumstances in Trinity. Fantasy fed the heart, and there grew among a number of the blanketmen a belief that a hunger strike would provide the catalytic momentum that would make 1916 come again. This theme of British cultural bigotry is central in Trinity. In the latter, British prejudice extends outward to include the Australians and New Zealanders sacrificed in Ireland has had a troubled history for over 800 years. Leon Uris’ Trinity deals with various aspects of Irish history. Find out about the main events in the history of Ireland and you will understand the present political troubles in modern Ireland. Works Cited Uris, Leon. Trinity. New York: Doubleday, 1976.

Terrorists :: essays research papers

WASHINGTON (CNN) -- The federal government has asked the National Academy of Sciences not to publish a research paper that feds describe as a "road map for terrorists" on how to contaminate the nation's milk supply. The research paper on biological terrorism, by Stanford University professor Lawrence M. Wein and graduate student Yifan Liu, provides details on how terrorists might attack the milk supply and offers suggestions on how to safeguard it. The paper appeared briefly May 30 on a password-protected area of the National Academy of Science's Web site. Journalists use that area of the Web site to get advance copies of articles slated for publication in the Proceedings of the National Academy of Sciences. People who downloaded the Wein-Liu paper called the Food and Drug Administration for comment, and the FDA notified the Department of Health and Human Services, which asked the academy to stop the article's publication. The paper "is a road map for terrorists and publication is not in the interests of the United States," HHS Assistant Secretary Stewart Simonson wrote in a letter to the science academy chief Dr. Bruce Alberts. The paper gives "very detailed information on vulnerability nodes" in the milk supply chain and "includes ... very precise information on the dosage of botulinum toxin needed to contaminate the milk supply to kill or injure large numbers of people," Simonson wrote. "It seems clear on its face that publication of this manuscript could have very serious public health and national security consequences." Simonson wrote that acting FDA Commissioner Dr. Lester Crawford was joining him in the request to halt publication. Officials of HHS and the academy said they are to meet Tuesday to discuss the article. "The academy has been dealing with the issue of scientific openness versus national security since 9/11," said academy spokesman Bill Kearney. "The academy [members] are strong advocates of scientific openness while ensuring that nothing is done to aid terrorists." Kearney said the NAS routinely vets papers for security concerns before publishing them and had vetted the Wein-Liu paper. After HHS raised concerns, the NAS decided to "take a step back and make sure that we weren't putting out anything that we're uncomfortable with," he said. NAS is a private, nonprofit society of scientists and engineers chartered by Congress to advise the government on science and technology. HHS spokesman Marc Wolfson said Wein showed a draft of his paper last fall to HHS staffers, who expressed concern about the level of detail in the paper.

Prison Nursery Essay

The authors describe prison nurseries as living arrangements within a correctional facility that allow incarcerated mothers to keep their infants (born during their incarceration) with them through all or part of their sentence. This article brings to question whether these women should be treated any differently than any other incarcerated women and who should pay for these programs. The authors note that this may be one of the most controversial debates surrounding the imprisonment of women. At the time of this study, the authors note that there are currently 8 states that provide prison nursery programs: California, Indiana, Illinois, Nebraska, New York, Ohio, South Dakota, and Washington. This is up from only 3 states in 1998 and notes that New York has had a prison nursery program since 1901. The authors illustrate studies that have shown that the recidivism rate among women who have been allowed to keep their children in prison nurseries is lower than that of other women. Howev er, limited studies have been cited concerning the development of children born into and raised within a prison nursery program. The authors discuss the cost of prison nursery programs as being one major hurdle into starting and/or continuing these programs. Most nursery programs are segregated from the general prison population and are staffed with both civilian and correctional staff, allowing for public and private funding to be used. The authors’ note that a large percentage of the children in prison nursery programs would otherwise be cared for through public dollars whether it be within the foster care system or public assistance to the interim caregiver during the mother’s incarceration so there seems to be little difference in the funding or use of funding in terms of child care. Through several studies the authors note the strict guidelines for eligibility for these programs, including type of crime, past history of abuse, and length of sentence. Each program has its on set of criteria and rules but the authors state that the idea behind the programs is the same wherever it is incorporated and that is to provide an opportunity for mother and child to succeed. The authors conclude that prison nurseries should be more widely available as the trend of women being incarcerated has continued to rise and no decline seems to be forthcoming. They note that studies into the long term effects on children born into prison nurseries is also needed as well as re-entry into society must be closely monitored and facilitated in order for true results to be determined.

Ethics Goes To Hollywood Essay

When we think of ethics with regards to Hollywood, some people might even question if there really are any left? With the growing number of moralists and critics that easily target Hollywood, ethics has become an important factor that seems to be set aside. Many of the movies that are being shown today presents violence, nudity and lack of values incorporated with the film. But there can always be an argument about how is ethics really perceived through the movie industry? Some might doubt but actually when we look pass through over-all violence and those unacceptable factors to moralists, some movies do posses ethics in them. Most of the time, those ethics are just overlooked by the over-all presence of the movie. When we analyze and breakdown a movie and study the characters there is a great opportunity to realize the moral fiber of the film. In recent memory, there are only a few movies that have produced an unusual style of presentation in the silver screen. One of those movies showed up during 2007 through a film titled â€Å"300†. It was based from Frank Miller’s graphic novel also named â€Å"300†. This movie adaptation of the novel is also based from the Battle of Thermopylae that was retold in a fictional sense. To further analyze the movie, the following paragraph will showcase the movie’s summary. Beginning with the presentation on a how a Spartan boy grows up and how he emerges to be king of Sparta, the movie was narrated by Dilios, a spartan soldier who was able to live and tell the tale. After years of being Sparta’s king, Leonidas received a messenger who was sent by the Persian ruler Xerxes. The messenger presented an offer that enraged king Leonidas, leading the messenger kicked down a seemingly bottomless pit. The message was sent clear, the Persian army is about to come, to invade Sparta and add it up to their growing territory. King Leonidas then consulted the Ephors, priests who consult the oracle for answers from the gods. Proposing a plan to block the Persian army by defending the Hot Gates of Thermopylae, King Leonidas was furious by the Ephors’ advice of not to fight because the oracle said that it was forbidden and the gods will get enraged if they do. Despite all of this, Leonidas stood strong with his firm decision to defend the Hot Gates. He gathered 300 of the greatest Spartan soldiers and assembled a party that would hold off thousands of Persians. As they have reached the Hot Gates, they defended it for days just to protect Sparta. King Leonidas courageously led the way by standing strong to his principles until the end. The number of the Persian army was too much for the 300 Spartans and eventually led to their deaths. Only one soldier was tasked to return to Sparta to tell the tale, Dilios, who forever made Leonidas and the 300 Spartans, remembered. LEONIDAS AND HIS VIRTUES The whole essence of the story evolved in Leonidas’ answer to his ethical dilemma that concerned with his decision to push through despite a number of people prohibiting him. One example was when he was discouraged by the Ephors or priests to pursue his plan because it was the time of the Carneian festival. His ethical dilemma would be is that if he pushes through with his plan, he would be disrespecting the Carneian but he would be able to salvage some time to defend Sparta. Despite the senate’s disapproval of sending the whole Spartan army, Leonidas faced his dilemma by standing strong with his beliefs and forming an army of 300 to continue his plan. Another example would be seen during the scene where the Persians were negotiating with Leonidas. First was during the arrival of the Persian messenger who offered Leonidas salvation of the Spartans from the Persian army if he yields. Another was during their stay at the Hot Gates, when King Xerxes himself talked to Leonidas personally and again proposed to have them spared if he yields to the Persians. Both of these instances presented a same result, Leonidas refusing to give up and standing strong to his principles. Choosing the side of what’s right than what’s wrong, suggests Leonidas’ firm ethical correctness and proper morality virtues. OTHER ETHICAL THEORIES PRESENTED Egoism is also depicted in the movie as seen in Xerxes’ motivation to rule and conquer the world. His actions towards self-interests boost his drive to invade and gain territories. In one instance, he even called himself the king and ruler of the world. A little bit of Egoism can also be attributed to Leonidas. His strong desire to win and his confidence to bring only 300 soldiers despite knowing that his enemy would be thousands in number suggests a showing of Egoism. CONCLUSION When we analyze the definition of ethics we easily incorporate it with what’s write and what’s wrong. Most of it solely depends on how we make that decision. The movie â€Å"300† despite its over-all violent nature still possessed that essential factor of morality and the integration of ethics through the characters, most especially Leonidas. Being the Spartan king, his decision to protect his kingdom by defending the Hot Gates despite disagreements by the senate and the priests caused his ethical dilemma. By overcoming this dilemma and choosing what he knows is right, it created a chain of events that lead to his popularity and immortality through the help of the story that’s still known up to today. Despite Xerxes’ tempting offers in order for him to surrender, Leonidas’ strong principles carried him all the way to legendary proportions. Driven by a king’s instincts, Leonidas died for the people of Sparta which caused them to be more inspired and more driven to defeat the Persian army that arrived pass the Hot Gates. All in all, despite Hollywood’s descending reputation in accordance with moralists, people can still find ethics in movies. People just need to look pass through and analyze the details to get the even bigger picture. References Mackie, J L. (1977). Ethics: Inventing Right and Wrong. New York: Penguin Books. Simpson, R. H. (1972). Leonidas’ Decision. Phoenix (Vol 26, pp. 1-11).

The impacts of The UK’s withdrawal from The European Union on the Hotel Industry The WritePass Journal

The impacts of The UK’s withdrawal from The European Union on the Hotel Industry Introduction The impacts of The UK’s withdrawal from The European Union on the Hotel Industry ). Consequently, the hotel industry in the UK is largely depended on leisure and business travellers from the UK. The decision by Britain to withdraw from the European Union is a disaster for the tourism industry and specifically businesses involved in providing tourists with accommodation services. There is a general serious concern for the UK’s hotel industry as a result of the anticipated negative effects of Brexit on the travel industry in the UK. Constraints of Free Movement There is a strong tourism and travel flows between the EU and the UK. The destination for the majority of UK tourists is the EU, which is, in turn, the main source of international tourists entering the UK (Rolfe Hudson-Sharp, 2016). Travel and tourism trade between the EU and the UK has been expedited by the free movement of products and services, people and investment across the Euro Zone. This free movement and the flow of travel and trade could be significantly affected by the implementation of the Brexit. The EU has various regulations that are designed for the benefit of business travellers and holidaymakers. As much as most of these policies may not be altered immediately, UKs withdrawal from the EU has significant future implications. Free movement of people between the UK and other EU member states is supported by various regulations such as the financial protection regulations for bundle holidays, flight delays compensations, access health cover while traveling within the EU, and controls on mobile phone charges. In this respect, Brexit will expose customers within the EU to higher prices and fares while considering UK as a travel destination, which might limit the competitiveness of the UK as a tourist destination for travellers from the EU (Milas et al., 2016). An immediate concern for the travellers’ hotels in the UK is the effect of uncertainty period that follows the current Brexit negotiations. Further, the period immediately after exit from the EU will be damaging to the Hotel industry in the UK. Specifically, an exit will culminate in elevated travel costs and decreased travels between the UK and the EU. This would also imply the collapse of the European Health Insurance Card, which is an attractive package for travellers within the EU. Consequently, for the hotel industry in the UK, the negative effects of Brexit far outweigh the perceived benefits. The Cost-effectiveness of Human Capital The hotel industry in the UK is a net employer of a significant number of immigrants from the EU. A consideration of changes that will affect the ability of the sector to recruit foreign nationals could affect many businesses in the hospitality sector with respect to filling various roles in that there is a general skill shortage in the UK’s labour market (D’Angelo Kofman, 2016). In this respect, the hospitality sector in the UK could struggle to fully recover from the withdrawal of UK from the EU in that the hotel industry in the country is dependent on the EU as a source of labour. Specifically, the freedom of movement within the EU is key to the sustainability of the hotel industry in the UK and therefore Brexit may affect the financial viability of various elements of the Hotel industry in the UK. For instance, hotels in the UK are able to provide quality services at a lower cost when compared to its major competitors, Australia and the United States as a result of its membership to the EU. Furthermore, the large customer base in the EU enables UK Hotels to operate at capacity which means that they can offer better prices and guarantee more visits and hence competitiveness of the UK tourism sector (Milas et al., 2016). The implementation of the Brexit implies that EU residents will not be able to freely work as employees within the UK’s hotel industry. This will force the hotels to outsource some of its services to local firms, losing quality control and increasing the cost of hotel services by over 20 percent. Therefore, the membership of Britain within the EU is central to the existence of Hotels in the UK as cost effective quality service providers on a global scale. Conclusion As Brexit becomes a reality in the hotel industry in the UK, it is apparent that exiting from the EU may affect the sustainability of hotels from two points of view. Firstly, the collapse of free movement deal between the UK and other EU member states imply a significant decline of foreign travellers in the UK due to cost and travel bureaucracy issues. Secondly, the possibility of a significant number of employees in the hotels industry facing deportation due to withdrawal from the EU imply increased operational costs for hotels in the UK and ultimately a decline in their competitiveness on a global scale. Therefore, as plans for Brexit are being laid down, it is important to consider the possibility of adopting policies that will ensure the hotel industry in the UK survives the Brexit process. Reflective Summary This reflection is founded on Gibbs (1988) Reflection Cycle. The decision to utilise this approach was rooted in the fact that it inspires a vibrant account of the situation, examination of feelings, experience evaluation that enhances the ability of an individual to make sense of all the experiences and ultimately be able to apply the acquired knowledge in related situations (Gibbs, 1988). While the principle objective of this course was to examine learning through developing academic skills, the approach taken in this course to achieve this objective merits a reflection. The course in both lectures and tutorial sessions involved the establishment and development of working study groups. From the study groups, I was exposed to numerous perspectives on what a study group is and numerous variations of study groups in different contexts and different purposes. In fact, as much as the same charge with respect to study assessment was provided, each state resulted in a unique study group. Despite these disparities, I gained fascinating insights in the study group practice, and I currently consider it to be among the most valuable approach to exploring novel ideas and contributing practically to my professional development. In addition, I noted that since the study group agenda is driven by the group members, the experience was highly personal and purposeful. This model has been influential in my ability to develop excellent communication skills. Specifically, this module made me aware of the imperativeness of communication skills with respect to communicating with instructors and peers, expressing thoughts and reflection, depicting critical thinking during group discussions, and being culturally sensitive while talking to peers. These are competencies that will build on my communication skills to assist me in my academic undertakings. Further, this module explores ways of improving written forms of communication in that it is essential for a student to be able to express him/herself through writing. This will be important to me when writing research papers, analytical case studies, speeches, and essays. References D’Angelo, A., Kofman, E. (2016). UK: Large-Scale European Migration and the Challenge to EU Free Movement. In  South-North Migration of EU Citizens in Times of Crisis  (pp. 175-192). Springer International Publishing. Gibbs, G. (1988). The reflective cycle.  Kitchen S (1999) An appraisal of methods of reflection and clinical supervision. Br J Theatre Nurs,  9(7), 313-7. Milas, C., Worrall, T., Zymek, R. (2016). Watch Out for Winners and Losers: Odd-†Implied Brexit Sentiment and FTSE Returns.  Financial Times. Rolfe, H., Hudson-Sharp, N. (2016). The impact of free movement on the labour market: case studies of hospitality, food processing and construction. Retrieved from academia.edu/download/45123775/Free_movement_final_report.pdf

Bteac National It Unit 2 Information Systems D1 Essay Example

Bteac National It Unit 2 Information Systems D1 Essay Example Bteac National It Unit 2 Information Systems D1 Paper Bteac National It Unit 2 Information Systems D1 Paper D1 Explain how software utilities can improve the performance of computer systems Computers systems are an essential piece of equipment in many people’s everyday lives they have to deal with a lot of processes information and be able to go on the internet where there is a risk of getting viruses and bugs. This is why computer systems have to be equipped with the right software utilities to ensure that they are working at their best at all times. There are many different types of software utilities available for a computer system I will explain them in detail in this report. Firewalls Most if not all businesses, schools and big companies regularly use computer systems and go on the internet they usually have many computer systems networked together that get used for important information and keep their companies running. This is why they install firewalls on their systems. Without firewalls there is the risk of malicious viruses getting through, infecting the system and sometimes taking it down completely. The firewall acts as a communications filter which stops those malicious communications from reaching the computer system. Firewalls can also be programmed to only visit certain sites this will make sure that there is no chance of a virus. Firewalls definitely improve the performance of computer systems. Disk defragmenters Over the time of using a computer system it will start to slow down this is because of the software that gets installed and deleted off the hard disk. When you install software on to a computer system the information gets put into sectors of the hard disk. when you run it a little arm moves to the sector that has the information and then it loads but overtime when the disk gets full of information it takes longer for the little arm to get to the place with all the information also because of software that is deleted there are spaces scattered all over the hard disk making information even longer to locate this is where disk defragmenters come in to play. The disk defragmenter is a tool that cleans up your hard disk and puts all information into order so that it is easy to find for the system this then makes the applications run much quicker. Drive formatting Drive formatting is the process in which you erase data from your hard drive When you format a hard drive the  operating system erases all bookkeeping information on the disk, then it tests the hard drive to make sure all  sectors  are reliable, marks bad sectors (that is, those that are scratched or otherwise damaged), and creates internal  address  tables that it later uses to locate information. Before you use a new hard drive you should make sure it is formatted. There is also reformatting this is when you take a hard drive that you have already formatted and format it again this process makes a huge difference to the speed of your system because it deletes all the rubbish on the drive.

2 Easy Ways to Get Zinc Metal

2 Easy Ways to Get Zinc Metal Zinc is a common metallic element, used to galvanize nails and found in many alloys and foods. However, its not easy to get zinc from most of these sources and you may have trouble finding a store that sells it. Fortunately, its easy to obtain zinc metal from common products. All it takes is a bit of chemistry know-how. Here are two simple methods to try. Where to Find Zinc in a Penny Although pennies look like copper, they are really made with a thin copper shell that is filled with zinc. Its easy to separate the two metals because they have different melting points. Zinc melts at a lower temperature than copper. When you heat a penny, the zinc runs out and can be collected, leaving you with a hollow penny. To get zinc from a penny, you need: United States pennies (minted in 1982 for the right chemical composition)pliersa gas stove or torcha heat-proof container to collect the zinc Extraction Turn on the stove or torch so it will be hot enough to melt the zinc.Hold a penny with pliers and place it in the tip of the flame. This is the hottest part of a flame. If the metal is not melting, make sure its in the right part of the flame.Youll feel the penny start to soften. Hold it over the container and gently squeeze the penny to release the zinc. Be careful with this process, as the molten metal is very hot! Youll end up with zinc in your container and a hollow copper penny in your pliers.Repeat the process with more pennies until you have as much zinc as you need. Allow the metal to cool before handling it. An alternative to using pennies is to heat galvanized nails. To do this, heat the nails until the zinc runs off of them into your container. Use a Zinc-Carbon Lantern Battery Batteries are useful sources of several chemicals, but some types contain acids or hazardous chemicals, so you shouldnt cut into a battery unless you know exactly what kind it is. To get zinc from a battery, you need: a zinc-carbon batterygloves to protect your hands from sharp edgeswire cutterspliers Extraction Basically, youre going to break open the battery and dismantle it. Start by prying the rim or top off the battery.Once the top is removed, youll see four smaller batteries inside the container that are connected to each other by wires. Cut the wires to disconnect the batteries from each other.Next, youll disassemble each battery. Inside each battery is a rod, which is made of carbon. If you want carbon, you can save this part for other projects.After the rod is removed, youll see a black powder. This is a mixture of manganese dioxide and carbon. You can discard it or place it in a labeled plastic bag to use for other science experiments. The powder will not dissolve in water, so it wont do you any good to rinse the battery. Wipe out the powder to reveal the zinc metal. You may need to cut open the battery to completely remove the powder. Zinc is stable in air, so once you have it, you can put it in any container to store it. Safety Information The chemicals in this project are not particularly hazardous, but either method of obtaining zinc should be performed by an adult. Melting pennies presents a burn hazard if youre not careful. Getting zinc from batteries involves sharp tools and edges. Otherwise, this metal is one of the safest chemicals to obtain. Pure zinc metal does not present a health hazard. If all else fails, you could always buy zinc metal online. Its available as a metal ingot or as a metal powder from sellers.

The World's Most Ethical Companies Essay Example | Topics and Well Written Essays - 1250 words - 1

The World's Most Ethical Companies - Essay Example Blue Shield was started in 1939 by the Medical Association of California. It is based at San Francisco, California. It is one of the oldest health insurance companies and has over 3.5 million members and approximately 65,000 physicians (Richards, 2010). The company has developed several health plans. The main ones are individual health plans and family health plans as some of its products, as it offers to the community. The main purpose of the company is to ensure quality provision of health care services and effective costs favorable to the community. These outstanding motives make the company excel in meeting the needs of the consumers, its approach to the environment, and general employee treatment. 2. Determine at least two (2) ways in which the chosen company behaves in a morally responsible way toward each of the following: a. Consumers  b. The environment c. Employees 2.0 Ethical Behaviors practiced by the company towards the Environment The company wants to develop to be a responsible health care institution. This has been defined by its support of the community development and commitment in taking care of its consumers, who are mainly registered members. The effort made in this case is working hard to be socially responsible. This includes reducing the environmental pollution, recycling of material wastes and provision of composite services as explained below. 2.0.1 Reducing environmental pollution This is one of the vital steps taken by the company. It aims at maintaining good health in the surrounding community, as well as the whole environment. Blue Shield believes in a healthy environment as a critical contribution to the well being of the people of California. Pollution has been reduced by curbing air pollutants that come from the Bay Area including treatment of chemical wastes and dumping products in a safe and environment friendly manner (Reece, 2004). These pollutants are presumed to carry substances that make asthma condition of the affected patients worse. It is in the company’s mission not to only see profitable activities but also to strengthen and protect both the community and environment. 2.1.1 Providing Recycling and Compost Services This has been one of the company goals in its intention to maintain a healthy environment. The company recycles several materials that are environmentally unfriendly but reusable. Items such as plastics, bottles, and used cans and paper are recycled. These materials are not just from the company’s outputs, but also those by the community delivered to the company through a third party. In addition, to ensure a clean environment, there is an effort to use recyclable wares by Blue Shield. The materials can decompose, hence contributing as important nutrients to the soil. The company has also employed the services of a vendor, who takes IT materials for recycling (Reece, 2004) 2.1 Ethical Behaviors of the Company towards Customers The company service to customers is explai ned in their goals, which state clear adherence to complete and satisfactory service to its consumers while ensuring quality and affordable health care. High customer retention rate and ability to have repeat clients are the measures through which the company uses to gauge the effectiveness of ethical behavior and Blue Shield has realized the customers are satisfied. Secondly, the employees mandated with the responsibility to serve and take care of customers and attend to

Critically compare and contrast the methods and aims of Husserls epoch Essay

Critically compare and contrast the methods and aims of Husserls epoch with Descartes method of doubt - Essay Example Anything that surpasses this method is considered as certain by Descartes. For him, the universe fails to survive this method at this juncture. Rather, the only thing that seems to survive according to Descartes is a pure individuality of his cogitations. It is mainly for this that he has perceived as a form of unconditionally unquestionable survival (Taylor, 2009). Descartes perceives this as indubitable since in phrases such as â€Å"I think† or â€Å"I doubt† there exists a being that performs the act of thinking or doubting. In this regard, it would be contradictory for one to doubt of their existence since one must first exists in order to doubt. It is through this ego, as well as its guiding tenets that an objective universe can be deduced. In contrast, Husserl queries whether Descartes’ postulations are worth an investigation because they may not augur well with the current time. Indeed, Husserl acknowledges that those sciences that ought to be grounded in absolute certainty by Descartes have accorded little attention to them. It is notable that in the recent times, the sciences have become faced with several obscurities of their very foundation. By regressing back to concepts of pure ego, Descartes had developed a new form of philosophy that tends to strive towards a situation where true self may be demonstrated in a genuine science. According to Husserl, the failure by Descartes to unify philosophy as a science can be discerned in the modern-day philosophies. Rather than a unitary philosophy, there is a philosophical literature that has superseded all boundaries without coherence. One notable difference in Husserl’s epoch is that as a philosophizing ego, he does not regard the world or other objects as existing. Instead, he only accepts them as mere phenomena. Because these objects are not apodictic, he resorts to parenthesizing of putting them aside in order to perceive what can be left.

Paper 3- Journey, Pilgrimage or Quest (Nonfiction writing) Essay

Paper 3- Journey, Pilgrimage or Quest (Nonfiction writing) - Essay Example Rather, my life was led with a veil pulled over the jealousy and hatred that my cousins and their parents had for me. When my grandfather died. he had left a sizable inheritance to his family thanks to the property that he owned. His children collectively decided to sell the property in order to come into money which they could use for their future. I was fortunate enough to have been given a chunk of that inheritance by my parents. They had always been proud of my money handling skills since the time that I learned what my school allowance was all about and they knew that I would spend the money I inherited wisely and frugally. After the inheritance was divided equally, it appeared that I was the only one of the cousins who managed to get a cash share of my grandfather's estate. Needless to say, this was something that unbeknownst to me, my cousins held against me. It was this jealousy that ate away at their beings since the day that the inheritance was turned over to all parties co ncerned. The fact that we all still continued to live on the family compound, although with separate land titles already, made matters even worse. My parents had decided that it would be in everyone's best interest if the land that our house stood on was transferred to my name. After all, they were not getting any younger and I was becoming increasingly involved in the day to day affairs of my parents. Putting my name on the title was something that they believed to be logical, since I stood to inherit the property when the proper time came anyway. As word of my good fortune spread among my relatives, so did their envy and hatred towards the one they named â€Å"The Chosen One†, a monicker that I refused to accept because I was not chosen by anybody, I just proved to have a good head on my shoulders when compared to my other cousins. Other events that unfolded in our intertwined lives further fueled their anger at my seemingly good fortune. By that time I already knew that I could live with their jealousy. There was nothing I could do about that and, although the great divide now existed between my cousins, uncles, aunts, and my own family, my parents refused to leave the family home. Even though I begged them many times to simply sell the house and leave, they refused to do so. Telling me more than once that I would only be able to leave the place once they had both died already. They refused to be uprooted and moved to a strange, new place to live in. But all that changed one fateful afternoon. I had gotten into my car and headed out to attend to some errands for the day. Before I left, I saw my cousin's motorcycle parked alongside the sidewalk outside the family compound. I felt a tinge of fear at the sight of the motorbike. This male cousin of mine hated me the most of all the cousins who lived with us on the compound. He had done his best to physically harm me numerous times before. The first time, he tried to run me off the road with his SUV as I rode my bike to complete an errand at a nearby grocery store. We happened to share the same road space so he decided to unleash his road rage upon me. I was lucky enough to survive that brush with death. Suffering only a few bruises and scrapes since I was wearing a bike helmet at the time. I should have worn elbow and knee pads while I was at it! My street encounters with that cousin of mine culminated in the events of that

Corporate Social Responsibility within Islamic prospectives Literature review

Corporate Social Responsibility within Islamic prospectives - Literature review Example The values and the principles which have been in place since the time of Prophet Mohammed serve as the CSR foundation in Islam. Islam fundamentals are not subject to change. They include aqidah, referring to belief and faith, ibadah, which means worship and akhlaq, which refers to morality and ethics. In secondary fields such as economics, business and other activities the manifestation of these fundamentals will need flexibility and development in accordance with the time and space. Hence, in Islam the idea of CSR is always subject to change depending on the various needs of the community and the society. According to Islam human represents God and that the whole creation was formed by God. Human being God’s representative therefore, has a great obligation to look after the creation of God. The CSR concept In Islam covers an extensive meaning, in that it embraces God consciousness dimension which is referred to as the taqwa. In all situations, group of individuals takes up di fferent roles and responsibilities as servants. According to Hassan (2002), values of truthfulness, fairness, kindness, uprightness instead of envy and discrimination inspires the relationship with God. This normally manifested naturally in various activities in business and even in the relationship with all the stakeholders.

Interracial Homicide Essay Example | Topics and Well Written Essays - 2500 words

Interracial Homicide - Essay Example The causes that motivate homicide can be diverse and very individual. However, there are cultural motivations that create an atmosphere where homicides that are interracial are relevant to the associations to those social groups. As the naturally occurring competition for resources develops between communities, the result can have lethal consequences. The African-American communities, in particular, have developed an atmosphere of distrust for law enforcement that has roots in the oppressed nature of that heritage. Without a sense of security through a trust that the police are available as a source of protection, members of that community have a cultural adaptation toward survival based on need, whether those needs are in line with lawful social conduct or are defined by ethics outside of the community mandates. The national statistics that concern homicide reveal commonalities for the causes of interracial murder. The statistical views of the causes for interracial homicide suggest the importance of economic factors that usually represent an inequality. Discriminatory factors also play a strong role in the way in which the races approach their diversity and can have influence over the creation of conflict. Because competition between social groups with the purpose of domination in order to survive creates strong and passionate responses, the result can be the taking of life. When a group is segregated into a socially disadvantaged geography, the need to take something from the advantaged group in order to continue survival can lead to the commission of potentially homicidal acts that are sometimes associated with other crimes. As the research of relevant literature reveals some common elements associated with interracial homicide, a pattern of cultural causes reveals the nature of the comp etitive American culture. Research Questions 1. How does the opportunity for contact between social groups contribute to increases in interracial homicide and homicide rates 2. What relationship does economic and political competition have with interracial homicide rates 3. How does the concept of disadvantage and discrimination create an effect on interracial homicide 4. Does the difference between arrest and sentencing rates between African- Americans and Caucasian-Americans contribute to an atmosphere of criminal behavior that increases interracial homicide Literature Review Effect of contact between social groups (Contact Theory) S. F. Messner and S. J. South did a study on interracial homicide in 1992 that gathered data from 154 cities in order to prove that both a racial heterogeneity population size with an inequality of socioeconomics, coupled with the level of unemployment affected the rate of interracial homic

The brand perception impact of advertising for Starbucks Company Essay - 2

The brand perception impact of advertising for Starbucks Company - Essay Example Management judgment has also become an important factor as it determines the location scheme based on the information gathered from the consumer. According to Davies (2003), the information is mainly comprised of expectations for the products and what it could offer, putting an emphasis on its difference from competitors. These dynamic approaches have produced models that have been used for historical sales and marketing data, while Mathieson (2005) cited that the models shaped by the advertising media were also seen as effective maneuver for improving brand performance. According to (Wesly & Manatt 2008), in order to effectively position one brand in the market, a marketing executive needs to consider four fundamental changes that have serve as driving forces of brand positioning in the market. According to Wesly & Manatt (2008), these are: 1. The explosion of internet and other technology driven channels that resulted into numerous methods of improving one brand presence. One significant characteristic is that this change has increased the targeted audience, making the brand more known to a large number of people in a span of minutes or seconds. 2. Technology has also resulted into the increase of word of mouth. Technology presented a much efficient and faster way of sharing brand information such as the internet, wherein customers could shop online while talking to one of their friends via chat room. According to Bazerghi, Tarrant, Munro & Levine (n.d.), this method has significantly improved how brand presence is shaped as most people use the internet nowadays, and that there is about 40 percent of total market consumers that are into online shopping. Word of mouth specifically helps in the positioning of a brand in the market, as it directly helps in the pinpointing who are the customers that avail the product most of the time. 3. Business partnerships have opened new paths to increasing brand presence and

Interracial Homicide Essay Example | Topics and Well Written Essays - 2500 words

Interracial Homicide - Essay Example The causes that motivate homicide can be diverse and very individual. However, there are cultural motivations that create an atmosphere where homicides that are interracial are relevant to the associations to those social groups. As the naturally occurring competition for resources develops between communities, the result can have lethal consequences. The African-American communities, in particular, have developed an atmosphere of distrust for law enforcement that has roots in the oppressed nature of that heritage. Without a sense of security through a trust that the police are available as a source of protection, members of that community have a cultural adaptation toward survival based on need, whether those needs are in line with lawful social conduct or are defined by ethics outside of the community mandates. The national statistics that concern homicide reveal commonalities for the causes of interracial murder. The statistical views of the causes for interracial homicide suggest the importance of economic factors that usually represent an inequality. Discriminatory factors also play a strong role in the way in which the races approach their diversity and can have influence over the creation of conflict. Because competition between social groups with the purpose of domination in order to survive creates strong and passionate responses, the result can be the taking of life. When a group is segregated into a socially disadvantaged geography, the need to take something from the advantaged group in order to continue survival can lead to the commission of potentially homicidal acts that are sometimes associated with other crimes. As the research of relevant literature reveals some common elements associated with interracial homicide, a pattern of cultural causes reveals the nature of the comp etitive American culture. Research Questions 1. How does the opportunity for contact between social groups contribute to increases in interracial homicide and homicide rates 2. What relationship does economic and political competition have with interracial homicide rates 3. How does the concept of disadvantage and discrimination create an effect on interracial homicide 4. Does the difference between arrest and sentencing rates between African- Americans and Caucasian-Americans contribute to an atmosphere of criminal behavior that increases interracial homicide Literature Review Effect of contact between social groups (Contact Theory) S. F. Messner and S. J. South did a study on interracial homicide in 1992 that gathered data from 154 cities in order to prove that both a racial heterogeneity population size with an inequality of socioeconomics, coupled with the level of unemployment affected the rate of interracial homic

Managers should adapt their leadership style according to the context Essay - 1

Managers should adapt their leadership style according to the context - Essay Example This discussion will attempt to describe various reasons that compel managers to ensure that their leadership skills are properly integrated in the context of their organization’s activities. It will also describe ways by, which managers can adapt their skills in to the context of their activities and other issues that are associated with this aspect of leadership. The corpus of organizational performance has changed overtime; this has compelled various organizations to hire managers with proper leadership skills to facilitate their success in the current competitive global business platform. Organizations are becoming more hierarchical while others are showing a more collaborative aspect of operation. However, the most challenging issue emanates from the fact some organization tend to hire managers with leadership skills that do not suit their mode of operation (http://hbr.org, n.d). This has compelled most managers to be exposed in a scenario where they have to integrate their leadership skills in to the activities of the new organization and ensure they are workable. Adaptation into a new working environment is an imperative skill that is required in all working environments. This is owing to the fact that frequent economic changes may compel one person to shift from his job position to another new job position. Managers may also be transferred from one organization to another therefore creating a need for them to be in a position to adapt to their new working environment. This is an imperative leadership skill that managers must possess. Additionally, managers are organizational leaders charged with the responsibility to supervise and guide organizational activities while leading other sub-ordinate staff members. The sub-ordinate staff members are made of people with different perception on how certain issues have to be undertaken. Moreover, organizations are also

Video games Essay Example for Free

Video games Essay â€Å"What Video Games Have to teach us about Learning and Literacy† I’m sure that we all are, or were at one time, around video games whether we were playing the game or someone we know was playing. Most adults think children spend too much time playing video games. I know my mom is constantly yelling at my 10 15-year-old brothers to get off. My mom thinks that video games for so long will eventually ruin their eyesight. My brothers are video game addicts. My brothers always complain when my mom tells them to get off. Maybe my mom is wrong about video games. Maybe they could actually help my brothers. James Gee has a different thought than my mom and most parents. James Gee is also a father of his 11-year-old son, which made Gee â€Å"immigrate† to the world of video games. James would sit there with his son and play with him, until one day he decided that he would play on his own. After playing by him, James realized that there is a lot more to video games and they can actually in a way be positive. James sees video games as a way for children to use their brains. You have to learn how to play the game before you play it or else you will not be able to move forward in the game. Most games have a goal that you have to learn how to get there. By the children learning how to play, it is positive and in scary way actually benefits the children even though parents would never think it. Gee and Prensky’s views are similar. In Prensky’s essay he says that he thinks it would be the right time for us to advance our educational system because as we can see, technology is now a big part of our generation and it is only going to grow. Prensky referred to the students of the world today as â€Å"digital natives† because we grew up with digital technology. Growing up into the world of technology made us adjust and get used to using it so quickly. The teachers don’t know as much as the â€Å"digital natives† (students) do about new technology. In my opinion, I think technology is a great thing in the world today. As a student in college, technology plays a huge part. I use my computer for 99% of my schoolwork. I use it in class, to take notes, for homework, for research, to print, etc. I’m sure I am not the only one that doesn’t like to read, so instead of us students using the library to use books for research, we can do it on our computers. I personally do not play video games and cannot see myself sitting there like my brothers for countless hours learning how to play. I definitely do agree with Gee, and can see video games benefiting people of all ages.

Financial Institutions in India

Financial Institutions in India Financial sector plays an indispensable role in the overall development of a country. The most important constituent of this sector is the financial institutions, which act as a conduit for the transfer of resources from net savers to net borrowers, that is, from those who spend less than their earnings to those who spend more than their earnings. Ok, now before continuing to explain the role of financial institutions in the development of industries, lets take a little bit brief detail of financial institutions in Indian context. Financial Institution: Financial Institution is not a new concept in financial history. The evolution of financial institutions must be differentiated from economic history and history of money. In Europe, it may have started with the first commodity exchange, the Bruges Bourse in 1309 and the first financiers and banks in the 1400-1600s in central and Western Europe. The first global financiers the Fuggers (1487) in Germany; the first stock company in England (Russia Company 1553); the first foreign exchange market; the first stock exchange. In financial economics, a financial institution is an institution that provides financial services for its clients or members. Probably the most important financial service provided by financial institutions is acting as financial intermediaries. Most financial institutions are highly regulated by government bodies. Broadly speaking, there are three major types of financial institution. Deposit-taking institutions that accept and manage deposits and make loans; Insurance companies and pension funds; Brokers, Underwriters and investment funds Functions of financial institutions: Why these institutions exit. Or simply saying, what are the basic functions of these financial institutions.? To know the role of these institutions, lets discuss its main functions that they provide. As we have already discussed that, there are numbers of financial institutions in financial market like banks, credit unions, asset management pension providing institutions, risk management institutions, which serve some purposes as follows: Accepting Deposits Providing Commercial Loans Providing Real Estate Loans Providing Mortgage Loans Issuing Share Certificates At the same time, there are several governmental financial institutions assigned with regulatory and supervisory functions. These institutions have played a distinct role in fulfilling the financial and management needs of different industries, and have also shaped the national economic scene. Here is the list of various financial institutions. Maharashtra State Financial Corporation The State Industrial and Investment Corporation of Maharashtra Ltd The Public/National Financial institutions All nationalized banks All scheduled banks All co-operative banks Regional Development corporations Housing Development Finance Corporation Export-Import bank of India So these are the various financial institutions existing in India. All have their own contribution in development of economy of India if we talk about that. Lets talk about State Bank of India (SBI). State Bank Of India: SBI (State Bank Of India) is the largest bank of India. It is considered as 29th most reputable company in the world according to Forbes. It is one of big four banks of India with ICICI bank, Axis bank and HDFC Bank. State Bank of India (SBI) was nationalized in July 1955 under the SBI Act of 1955. Seven banks of SBI formed subsidiary and was nationalized on 19th July, 1960. The State Bank of India is Indias largest commercial bank, as already said above. It serves 90 million customers through a network of 9,000 branches. It has largest ATM network all over India. There are six associate banks that fall under SBI, and together these six banks constitute the State Bank Group. All use the same logo of a blue keyhole and all the associates use the State Bank of name followed by the regional headquarters name. SBI Bank India has 52 Foreign Offices in 34 countries. SBI India serves the international needs of its foreign customers, in addition to conducting retail operations. The focus of the offices of SBI is India-related business. Few of the countries where SBI Bank has branches are as under: Australia Bahamas Bahrain Bangladesh Belgium Bhutan Canada France Germany And also other than these are USA, UK, South Africa and Sri Lanka. Functions of SBI: What are major functions of State Bank of India that are served? Lets try to find answer of that question then we will continue to discuss about its contribution to industrial development of India. As it comes under the category of Public/Nationalized banks, so it has directly link with public and other banks too. The State bank of India acts as an agent of the Reserve Bank of India and performs the following functions: It borrows money from the public by accepting deposits such as current account deposits, fixed deposits and saving deposits. It lends money to merchants and manufacturers for short periods. It also lends to farmers and co-operative institutions. It acts actually as the bankers bank. In discharging this responsibility, the bank provides loans to commercial bank when required and also re-discount their bill. It also acts as the clearing house of the commercial bank. State Bank of India also acts as an agent of Reserve bank of India. As an agent, the State bank of India maintains the treasuries of the State Government. It also performs various subsidiary services also. It collects checks, drafts, bills of exchange, dividends interest, salaries and pensions on behalf of its customers. So these are some of the functions that are performed by SBI. Contribution toward Industrial Development: Coming to major purpose of out term paper assignment, lets discuss about contribution to development of Indian Industries. As we know, financial institutions deal with various financial activities associated with bonds, debentures, stocks, loans, risk diversification, insurance, hedging, retirement planning, investment, portfolio management, and many other types of related functions. With the help of their functions, the financial institutions transfer money or funds to various tiers of economy and thus play a significant role in acting upon the domestic and the international economic scenario. The functions of financial institutions, such as stock exchanges, commodity markets, futures, currency, and options exchanges are very important for the economy. These institutions are involved in creating and providing ownership for financial claims. These institutions are also responsible for maintaining liquidity in the market and managing price change risks. As part of their various services, these institutions provide investment opportunities and help businesses to generate funds for various purposes. If we talk about SBI, the State Bank began an era of expansion, acting as a motor for Indias industrial and agricultural development that was to transform it into one of the worlds largest financial networks. Indeed, by the early 1990s, the State Bank counted nearly 15,000 branches and offices throughout India, giving it the worlds single largest branch network. Industrialization and Financial Institution: As we know that industrialization is the most important method by which any country can make its growth rapid and reliable. In the long-run it is regarded as the means to full employment, high productivity and better living standards. It is also the only way through which other objectives of national economic policy like removal of poverty, balanced regional development and national defense can be effectively realized. In India, at present, we have a fairly well-developed framework to cater to the financial requirements of the industrial sector, specifically of medium and long term finances. With a variegated structure, the financial institutions have played a signified part in the industrial development via investment market and have emerged as backbone of the financial system. State Bank of India has also contributed more in the development of industrial sector of India. Its roles fall in two categories: Qualitative Quantitative State Bank of India for carrying out its business operations, financial institutions implement different types of economic models. It like other financial institutions assists their clients and investors to maximize its profits by rendering appropriate guidance. This financial institution also imparts a wide range of educational programs to educate the investors on the fundamentals of investment and also regarding the valuation of stock, bonds, assets, foreign exchanges, and commodities. Since 1973, bank is actively involved in non-profit activity called Community Services banking. In the words of chairman of SBI, business is more than banking because by this we can touch the lives of people anywhere in many ways. At a macro level, SBI would likely be a key beneficiary of the economy returning back to a potential growth path through rising demand for loans as the economy rebounds to higher activity levels. Further, SBI could raise its productivity in the long run through potential mergers with its subsidiary banks and through revenue/cost synergies. With this, the number of SBI associates would come down to five. Further with a continued rebound in capital market activity and the life insurance and AMC, the business is picking up steam. Whatever the case, it is evidently clear that though the stock is looking a little expensive today, it is and will remain a blue-chip till the India story hold good. If the economy is back on the fast track, the banking system will have to show a robust growth led by none other than this banking behemoth. As there is linear relationship between economic growth and financial institutions, without financial institutions interference, any country cannot imagine growth of its economy. Financial institutions not only help industries by providing direct loans and subsidies to them but also providing finance education and skills indirectly. Since liberalization, the government has approved significant banking reforms. While some of these relate to nationalized banks like encouraging mergers, reducing government interference and increasing profitability and competitiveness, other reforms have opened up the banking and insurance sectors to private and foreign players. Currently, in 2007, banking in India is generally mature in terms of supply, product range and reach-even, though reach in rural India still remains a challenge for the private sector and foreign banks. In terms of quality of assets and capital adequacy, Indian banks are considered to have clean, strong and transparent balance sheets relative to other banks in comparable economies of Asia. The Reserve Bank of India is an autonomous body, with minimal pressure from the government. The stated policy of the Bank on the Indian Rupee is to manage volatility but without any fixed exchange rate. Currently, India has 88 scheduled commercial banks (SCBs) — 28 public sector banks (that is with the Government of India holding a stake), 29 private banks, these do not have government stake; they may be publicly listed and traded on stock exchanges, and 31 foreign banks. They have a combined network of over 53,000 branches and 17,000 ATMs. The public sector banks hold over 75% of total assets of the banking industry, with the private and foreign banks holding 18.2% and 6.5% respectively. And if we talk about SBI, it has largest ATM network all over India. SBI is a commercial bank. Commercial banks play an important role in economic development of developing country. Economic development involves investment in various sectors of economy. The banks collect savings from the people and mobilize saving for investment in industrial project. The investors borrow from banks to finance the projects. Promote the growth rate through the reorientation of loan policy. Special funds are provided to the investors for the completion of projects. The banks provide a guarantee for industrial loan from international agencies. The foreign capital flows to developing countries for investment in projects. Besides normal banking the banks perform agency services for the client. The banks buy and sell securities, make rent payments, receive subscription funds and collect utility bills for the Government departments. Thus these banks save time and energy of busy peoples. Banks arrange foreign exchange for the business transaction with other countries. The facility of foreign currency account has resulted in an increase of foreign exchange reserves. By opening a letter of credit the banks promote foreign trade. The banks are not simply collecting funds but also serve as a guide to the customer investment of their funds. The policy of banks is an instrument in wide dispersal of credit in country. It is said that if the banking system in a country is effective, efficient and disciplined, it brings about a rapid growth in the various sectors of the economy. Conclusion: After a deep study about the role of State Bank of India in the development of industrial sector, we arrive at the conclusion that without the financial assistance, the industrial sector cannot seek growth and this financial assistance can only be provided by banking sector, and major contribution to this is by commercial banks. State Bank India generally acts as a development bank and provides short and long term loans to entrepreneurs to invest in new enterprises and adopt new methods of production. As soon as the SBI has caught growth, there has been noticeable growth in trade and industry. BIBLIOGRAPHY www.stockmarketsreview.com//state_bank_of_india_outperforming_itself_20091028_1000070/ http://en.wikipedia.org/wiki/Economy_of_India http://en.wikipedia.org/wiki/India www.statebankofindia.com/ http://www.slideshare.net/Mustafaseady/role-of-commercial-banks-in-the-economic-development-of-a-country www.blurtit.com/q212234.html www.akdn.org/india_economic.asp http://finance.indiamart.com/in_india/state_bank_india.html www.iimcal.ac.in/community/consclub/ppts/bankingAndFinance.pp

The Adventures Of Huckleberry :: essays research papers

When you first open the book of The Adventures of Huckleberry Finn you'll notice a notice and an explanatory written by the one and only Mark Twain himself. The explanatory explains how Mark Twain uses language and dialect to differentiate between certain characters. "I make this explanation for the reason that without it many readers would suppose that all these characters were trying to talk alike and not succeeding." The notice basically says that for anyone who attempts to find a meaning, moral, plot, and or motive, will be shot. So shoot Mr. Brovsky, his first hour class, and myself. It's surprising to see that this book went by so quickly for me. The more I enjoy a book, the faster it goes by for me. Now back to finding a plot. What I liked especially about this book was it's linear time line. There wasn't that much jumping around in time. Everything came after everything else. The book is divided into three basic sections: Life before the river, life on the river, and life after the river. The river has it's crooks and bends and the plot following them. The river as a symbol in the book is great. Life's ups and life's down are well represented in the river. The point of view of this book was also one of the very best aspects of this book. Huck Finn was written in the first person point of view with Huckleberry Finn telling the story. Even in the beginning, Huckleberry reminds the reader of what happens at the end of The Adventures of Tom Sawyer. "You don't know about me without you have read a book by the name of The Adventures of Tom Sawyer; but that ain't no matter." (page 3) Huckleberry exclaims himself. Mark Twain writes with such flavor and detail that you feel like you're right there with Huck. While Huckleberry is in the cabin at night and his dad is having a nightmare, Mark Twain paints a wonderful picture of how Huck if feeling. "He chased me round and round the place with a clasp-knife, calling me the Angel of Death, and saying he would kill me,…I begged, and told him I was only Huck; but he laughed such a screechy laugh, and roared and cussed, and kept on chasing me up." (page 29) Mark Twain has been labeled by critics as a funny man and not a great writer, yet I believe that he is a great writer because he can incorporate his humor into a 13 year old boy's way of life.

Child Development Stages

Unit 201 Child and young person development Outcome 3: Understand the potential effects of transitions on children and young people 3. 1 Identify the transitions experienced by most children and young people 3. 3 Describe with examples how transitions may affect children and young people’s behaviour and development Under each heading, explain how each aspect may impact on a child’s behaviour & development, giving examples.  ·Puberty: Growth spurts, early bloomers, late bloomers, jealousy from late bloomers, personal odour, self conscious of body changing. Males, become taller and stronger, body changes , body odour may develop and he may need to start using deodorant. They become moody at times and parents need to try and understand this to help there adolescent cope with changes. The most important factors in the adolescence through puberty is peers, family and school. Any disturbance in these 3 factors can be a heavy burden on this growing child. This could lead to depression, drugs, criminal acts and more.  ·Starting school- From pre – school to primary (Reception class). Child could feel nervous and feeling insecure. May start primary with no friends from pre-school. New faces, new friendships. Learning to dress themselves for P. E, more independence needed. How may this affect the child’s behaviour and development? Starting school -( cont from above) If child J slips through the cracks, is not offered reassurance by his teacher or by parents, he will continue to feel left out. He will then become withdrawn and isolate himself from everyone and everything. He will fall back in class and because he has isolated himself from peers, he might start to feel that he is on his own. He will then start to enjoy his own company. He will not have any social skills and will not move beyond this point. If child J starts school and this kind of behaviour is picked up early & he is offered reassurance from his parents, teacher and all that are a positive role in his life things could be very different. The more positive the parents are, the more the child will be. He will thrive in school and be able to communicate well with the teacher and peers.  ·Moving class or school – Moving from reception class to year one. Children start to follow the national curriculum and are often taught more formally. It can effect a child who is used to learning through play, suddenly they have to work in a formal way for longer periods. More learning , less free time. Change of teacher, teaching assistant ( have a supply teacher). Affects learning, self esteem, not wanting to go to school. Eg. ) We moved to England when my son was 4 years old. On arrival he attended primary school A, he did reception class and year one at this school. By the time he got to year 2, I felt the teacher was very laid back and I was not happy with her method of teaching. I then moved him out of school A in the middle of year 2 and moved him to school B. It was a different area. He had to then start all over again, new school, start to make a whole new circle of friends. In school B this is where the bullying started. He kept it very quiet and it was not till I was approached by one of the mothers at the school, she informed me that my son was being bullied. I thought I was doing the best for my son by moving him into a new school because all I wanted was for him to thrive. Moving school was not a good choice, instead of thriving, he was unhappy, it affected his self esteem and he became withdrawn. I should have considered my sons happiness. This is better Kamilla, you have used a good example.  ·Starting Secondary School – There are differences in the curriculum and the way subjects are taught. Some children may find that there close friends have transferred into different schools, so they must develop new friendships. Although transitions can be difficult, moving on can also be a positive and exciting experience eg) Biggest to smallest, timetables, many schools feed friendships, change of classes, change of subjects, start to carry bags, finding there way around the school. Eg. ) The quiet shy male /female student may fall into the clutches of the group of peers. To avoid being bullied or to try and fit in with the â€Å" In kids† he/ she will go to the ends of the earth to avoid being made fun of. In some schools there is initiation. Some children lose their confidence right at the start of secondary school. . 2 Identify transitions that only some children and young people may experience e. g bereavement 3. 3 Describe with examples how transitions may affect children and young people’s behaviour and development Under each heading, explain how each aspect may impact on a child’s behaviour & development, giving examples.  ·Bereavement – Following a death of a parent or someone close to a child can be traumatic. If child was living with one parent this may mean a change in carer and perhaps a move into residential or foster care. Loss of parent is devastating . Keep an eye on change of behaviour . Grief goes through several changes Eg) Anger, denial, withdrawn and crying all the time. It may affect memory, concentration and learning. This challenge lasts for months and can last for two or more years. It can affect children in different ways. Eg. ) There are children who continue to do well in school following the death of a loved one. These children go unnoticed. They my use the tasks of school work or sports to block out painful feelings or thoughts, or they may feel a need to excel because of a feeling that the parent is watching them and will want to show the deceased parent how much they care in this way. This type of response to loss can result in stress – related health problems later on in life, as well as potential physical and emotional difficulties from unresolved grief. How to Help Maintain routines in school Be realistic about expectations for academic achievement Allow make-up opportunities Remember that some children continue to have academic difficulties up to 2 years following a death, and sometimes beyond Make exceptions for sports participation†¦ sports can help with the healing process Refer to the school counselor Communicate with the parents Respect the child's need to grieve Avoid telling the child to â€Å"Move on† or â€Å"Get over it†. Create an emotionally safe classroom Learn about children's grief Recognize that intense grief can come at developmental stages, years after a death occurs Be patient Affirm the person, regardless of academic performance  ·new baby – The older children experience change, Younger children often find changes tin family life because of the new arrival, particularly difficult to cope with. Eg) My son was was an only child till he was 10years old. We always did everything thing together, I over smothered him and therefore he was not an independent child. Once his sister was born, he became mature over night and became more independent. I feel this was a positive change in his life. His little sister looks up to him. Think also about a child that feels left out, how may that affect their behaviour and development The first child may experience a range of emotions, from excitement to jealousy or even resentment. Younger toddlers are unable to verbalize their feelings, and their behaviours may regress after the new child is born. They might suck their thumb or drink a bottle, forget their recent potty training skills and communicate baby talk in an effort to get your attention. Older toddlers and kids might express their feelings by testing your patience, misbehaving, throwing tantrums, or refusing to eat. These problems are usually short lived and a little preparation can help and older child adjust to the idea of welcoming a new sibling.  ·moving house – A family may move house either into a poorer environment where there may be high incidences of crime or into a better area where they are more open spaces. A child that moves into a new area will leave behind friends and extended families. How will this affect their behaviour and development A new house, new environment, new area can affect a child in many different ways. A new surrounding depending, can affect a child by making them feel unsettled. Unfamiliar faces, unfamiliar scents, unfamiliar bedrooms can set a child back. The breakdown of connections with peers, discontinuation of group activities, distress and worries related to a new environment are potentially psychologically distressing events for young children. Frequent exposure to these events can be stressful and confusing and may affect their psychosocial wellbeing, thus increasing their intention toward ending their life if they are unable to cope.  ·parent divorce & separation – Both familiar routines and lifestyles will change. Children will become more independent when there is only one parent. Sometimes they think it is there fault. Some children become withdrawn from everyone. Some children rebel, school work may suffer. Do you have any examples Eg) Child Z was 13years old when his parents got separated. His body was going through major changes hormonally. Once his parents separated he became a different child. He automatically became the man of the house. He rebelled against his mother, had no respect, came home when he pleased, his school work suffered. He disrespected everyone around and was very easily influenced. He got into trouble with the law due to peer pressure. When you put all this kind of behaviour, this child was seeking attention. His grandparents intervened, sat him down and had a one to one with him. He informed them that he felt that his parents had split up because of him, he felt that he couldn’t bare to see his mum in tears all the time. He also mentioned that there was no stability in the house and it was very unsettling for him, hence his behaviour.  ·Fostered/ looked after children – If fostered because parents can’t cope eg) because of drug abuse, alcohol abuse. Foster children are normally placed miles away from where they grew up. Issues of distance. Foster kids are normally moved around due to behaviour or reasons out of their control. Some children experience feelings being unsettled. Some children are already damaged before they are even fostered eg) Due to unsettled background. They make take several behaviours with them, insecure , difficult to make friends – lack of trust. Good Well done Kamilla. You have expanded your answers, but occasionally didn’t really say what affect the transition had on behaviour and development. I will chat to you about this on Tuesday morning. See you then Could you leave the comments on your answers please – it shows I am doing my job. Thank you. E assessed 16th October, 2011

Lust is Illusive Essay

Susan Minot’s short story, â€Å"Lust,† shares a tale of sexually pervading adolescent girl. The unnamed protagonist victimizes herself in fragmented recollections of sexual encounters with multiple partners. Debauchery down spirals her into a realm of self- languish. The narrator begins as a morally bankrupt adolescent and the text unravels a severely ambivalent sad teenage girl. The more of yourself that you passively give away the less of yourself you become. The protagonist is not developed by physical features. She is created by her relationships with others. Her feelings and actions also allow the reader to dig deeper into what kind of person she is. As a dynamic character she undergoes inner conflict. Once she recognizes her conflict with impulsive sexual conduct she possesses the power of change. At the beginning of the story she is emotionally vacant. When sharing she chose the objective style of storytelling. It was not the tradition style that bursts with details. With the minimal detail the narrator’s voice strengthened. Though her words are short it makes the readers anticipation grow. The quick to the point delivery gave the reader the general idea of her lifestyle. She distances herself from experiences. The narrator inconsistently tells the story in first and second person. Separating herself from the actions takes the blame off her. Dissociation shows when she describes her feelings after sex. â€Å"You make out the dim shape of the windows and feel yourself become a  cave, filled absolutely with air, or with a sadness that wouldn’t stop.† It may be possible that the narrator wants to feel nothing at all rather than sadness. Being empty with just air or with sadness is inevitable. Her hollowness engulfs all the regretted decisions. She victimizes herself to her partners. All the acts are initiated by the guys. Every guy that she mentions has the upper hand. It is about their likes and dislikes. It is never what she wants; she only wishes to please them. â€Å"You wait till they come to you [†¦] you’d do anything for them.† (282) She would do anything for them even be critiqued about her body appearance. When guys pursue her in a disrespectful manner she feels obligated to give them attention. She chooses to entertain them despite her knowledge of their intentions. She is overly dependent on males. She continues to self- victimize She does not realize that happiness is internal and to experience external happiness you have to be right within. There is a constant reference of peer pressure. She wants so badly to belong. Upon the transition of a new school everyone would like to be accepted. She is only fifteen and expressing her rebellion. She parties with the kids from school and they get into delinquent activities. She smokes cigarettes and goes and gets drunk. There is sadness the seeps through her text. She does all this as a coping mechanism to block out the spurts of sadness. With each guy there was a part of her that is lost. Male dominance is present. She compared a boy with multiple partners and a girl with multiple partners. The guy had a bright look and bloomed after every girl. He would proudly gloat about his stories and everyone would support it. There would be guys encouraging him to lure more girls for his endless stories. A girl is different, there is no shine. There is only regret. It once grew into a proud beautiful blossomed flower. Now after each boy the petals would be plucked. The flower left in sorrow hunched over surrounded with rotted petal. You were not yourself anymore. Her identity is lost. Her voice is lost. It is obsolete. The narrator is a sympathetic character. The generation of these adolescent  girls could very well identify with her. She evokes a little hope that there can be resurrected after disaster. Her actions are the reflection of an epic phase that will continue to be a struggle for generations to come. Though at first she takes no responsibility for her action she has realized that maybe she is the cause of her dissatisfying life. This story is a great coming of age example of arbitrary conquests and its outcome on teenage girls. She puts the nonchalance attitude to the side and voices her thoughts. Towards the end of the story the paragraphs become emotionally synced and detailed. Now you know her thoughts and she feels used, tired, cheated. The reader is left without a denouement of satisfaction. The narrative is concluded with unsettling sentences of the disappearance of herself. There is only speculation that she resigns after the conscious discovery of her tragic emotional state.

A Study on the Need of Women Education for Socio-Economic Development of Rural Assam

ABSTRACT TITLE: A Study on the Need of Women Education for Socio-Economic Development of Rural Assam Birinchi Choudhury** Without the development the rural areas of Assam, we can never materialize our goal for being developed state by 2010 as declared by the present state govt. For the development of the rural Assam, including male, women education is a must. But women are neglected year after year. The attitude towards women hasnt changed yet. The literary rate shows this fact. According to the census, 2001, the literary rate in Assam is 64. 28 percent where 71. 93 percent for males and 56. 03 percent for female. In 2000, the infant mortality rate is 66 per thousand for males and 83 per thousand for females. What does it mean? Presently, nearly 2. 13 lakhs children of age group 6-14 years have not seen the varanda of primary school. In 2003, 2. 39 lakhs of children have left the primary schools without completing the course. Of course it reduced to 44,222 in 2005(September). It is seen that all the children are living below the poverty line and their parents are illiterate. Therefore, including male, women should be educated for complete eradication of illiteracy and for being developed socially, economically, culturally and politically. Lecturers of B. B. K. College, Nagaon, Barpeta 1 Title:- A Study On The Need Of Women Education For Socio-Economic Development Of Rural Assam Birinchi Choudhury** Executive summary Objective of the study: The objectives of the study are 1. To investigate whether any relation between the women education and socio- economic development of rural Assam 2. To inve stigate whether any relation between the women education and influence of her in her family. 3. To investigate whether any relation between the women education and standard of living of the family. Research methodology: Sampling method: Random sampling method. The population: Element: Wives and husbands Unit: Village Time: December. 2005 and January 2006. Sample size: 100 numbers of wives and 100 numbers of Husbands Limitation of the study: As the number of the sample is very small, therefore the findings may or may not be representation of the actual social position. Major findings: The findings of the study are 1. the socio economic development of the rural Assam mostly dependent on women education. 2. The educated women also try to motivate their children, irrespective of girls and boys, family members, society to be educated, self sufficient and conscious. 3. The education of the children, the standard of living of the family is mostly dependent on whether the woman of the family is educated or not. 4. Besides, her involvement in the society, e. g. socially, culturally, economically is also dependent on her education. Our study also shows that the family in which the woman is uneducated has higher number of children and her familys standard of living is also low. Even an uneducated wife doesnt know whether there is any need of education for her girls child. Therefore, mass women education is a must. Introduction: 2 Without the development the rural areas of Assam, we can never aterialize our goal for being developed state by 2010 as declared by the present state govt. For the development of the rural Assam, including male, women education is a must. But women are neglected year after year. The attitude towards women hasnt changed yet. The literary rate shows this fact. According to the census, 2001, the literary rate in Assam is 64. 28 pe rcent where 71. 93 percent for males and 56. 03 percent for female. In 2000, the infant mortality rate is 66 per thousand for males and 83 per thousand for females. What does it mean? Presently, nearly 2. 13 lakhs children of age group 6-14 years have not seen the aranda of primary school. In 2003, 2. 39 lakhs of children have left the primary schools without completing the course. Of course it reduced to 44,222 in 2005(September). It is seen that all the children are living below the poverty line and their parents are illiterate. Therefore, including male, women should be educated for complete eradication of illiteracy and for being developed socially, economically, culturally and politically. A few tables are given below which show the comparative statement between male and female. Table 1: Students not gone to school Year Number of children who have not seen Primary Schools 003 13. 40 lakhs 2004 1. 6 lakhs 2005(Sept. ) 2. 13 lakhs *Source: The Amar Asom, 29th Nov. , 2005. Table 2 : Comparative literary rate in Assam (percent) Year Over all Male Female 1961 32. 58 44. 28 18. 61 1971 33. 32 42. 96 22. 31 1991 53. 42 62. 38 43. 70 2001 68. 28 71. 93 56. 03 Table 3: Sex Ratio In Assam Year Sex Ratio 1901 919 1911 915 1921 896 1931 874 1941 875 1951 868 1961 869 1971 896 1991 925 2001 932 3 Objectives of the paper: The objectives of the study are. 1. To investigate whether any relation between the women education and socio- economic development of rural Assam 2. To investigate whether any relation between the women education and influence of her in her family. 3. To investigate whether any relation between the women education and standard of living of the family. Limitations of the study: – The study has the following limitations- (i) The study is conducted on samples taken from a few villages that cannot be judged as perfect representation of entire population spread all over the state. (ii) Primary data collected through questionnaire has its own limitations as it lacks proper o-operation and support from the viewers. (iii) Response error cannot be over ruled. (iv) Time factor is also another limitation. Methodology:- We have employed a random sampling method for the selection of the sample where a sample of 100 wives and 100 husbands of a few villages have been interviewed separately through two different questionnaires . Besides discussion and interactions with different people of our locality help us a lot in preparing this paper. Their views and ideas have been clearly reflected in our findings and suggestions. Analysis and findings: – (A). Analysis of the wives view point 1. Only 15%of the population are educated and 85%are uneducated. Uneducated ( 85%) educated( 15%) educated uneduccated 4 Out of the total educated wives 90% are under matriculate, 08% are matriculate, 02% are H. S. passed Matriculate (8%) H. S. (2%) under matriculate(90%) below matriculate matriculate H. S. 2. Out of the total population 95% are housewives and only 05% are employed. Employed (5%) house wives (95%) house wife employed Out of the total employed population, 20% are in govt job, only 40% are in private job nd 40% are self-employed. Self employed (40%) private job(40%) govt. job(20%) govt. privvate job self employed 5 3. Our survey shows that in case of 97% families, husbands income is the only source of income for the family; in 01% families, wifes income is the only source of income for the family and in 02% families, and both husband and wives earn income. Only wifes income (1%) Only husbands income (97%) both husband and wifes income(2%) only husbands income only wives income both husbands and wives . The study shows that 10% couple have 0-2 number children and 95% have 3 and above number of children. 0-2 child (10%) 3&above child(90%) 0-2no of child 3and above no child Out of the total child 60% are boys and 40% are girls Girls (40%) Boys(60%) boys girls 6 4. The study depicts that 95% wives never participated in the decision making process in their family. Wifes participation (5%) Non-participant (95%) participant non participant Those who have never participated in the decision making process, out of them 80% think hat it is their duty to obey the decision taken by their husbands. Wife has on right to go against husband (7%) Husband never do mistake (10%) Husband dislikes wifes participation (3% A B C D Wifes duty to obey the husband (80%) Those who have participated in the decision making process, out of them 60% think that they have better efficiency to run the family. Wives have the right to participate (40%) Wives have better efficiency (60 %) A B. 7 5. Our survey shows that 80% population prefer education for both boys and girls but emphasis more on boys. Education for both boys & girls (15%) Only for boys(5%) both boys & girls only for boys both boys & girls but more on boys Education for both boys & girls but emphasis on boys(80%) 7. 60% population prefer girls education because they think that education helps the girls for being self-sufficient. For overcoming exploitation (30%) For getting higher social status (7%) for being self sufficient for overcoming explitation for getting higher social status for motivating women to be educated For motivating females to be educated (3%) For being self-sufficient(60) Those who do not want girls education, out of them 60% population think that girls should not be educated since girls cannot look after them after their marriage. Difficult to find a suitable groom for educated girl(30%) only because she is a girl(10%) only because she is a girl she wont looks after after her marriage difficult to find a suitable groom for educateds girl She wont looks after after her marriage(60%) 8 6. 90% population do not involve in the society. Wives who donot involve in the society(90%) wives who involve(10%) invlve in the society donot involve in the society Those who want to involve in the society, out of them, 60% do so for organizing rural women to take part in the decision-making in various aspects of socio-economic life. getting popularity(10%) organizing rural women(60%) focusing herself &getting leadership(30%) 7. 60% population think that women education help in socio-economic development of the society. 20% do not think so and 20% have not given any comment. Women education helps in socio-economic development Cannot say(20%) yes(60%) yes no cannot say no(20%) for organizing rural women focussing herself & getting leadership eing popular Analysis of the husbands viewpoint: 1. The population survey shows that 70%population are educated and 30% are uneducated. Out of the total educated persons, 40% are below matriculated and only 1% is postgraduate. H. S. (20%) graduate(5%) post graduate(1%) others(4%) Matriculate (30%) matriculation(40%) 2. Agriculture is the main income source for 60% population and 5% are engaged in govt. jobs a nd 35% are in business. Business(35%) govt. job(5%) agriculture(60%) govt job agriculture busness 3. 60% husbands have educated wives. Uneducated(20%) educated(80%) educatd neducated below mariculation matriculate H. S. graduate postgraduate others 10 Out of these 80% are below matriculate. Matriculate(10%) H. S. (5%) graduate(2%) others(3%) under matriculate(80%) 4. Only 2% husbands have employed wives. Out of these 50% are in govt. jobs 50% are self-employed. unemployed wives(98%) employed(2%) employed unemployed Out of these 50% are in govt. jobs 50% are self-employed. Self-employed(50%) govt. jobs(50%) under matriculate matriculate H. S. graduate others govt. jos self-employed 11 5. 15% parents have 0-2 number of Childs and remaining 85 % parents have 3 or above Childs. 3 and above(85%) 0 2(15%) 90% populations want that their daughter should be educated. No of husbands want education for their girls(90%) donot want(10%) Out of the total population who want their girls Childs to be educated, 65% think that education help their daughter to be self-sufficient. For getting higher social status(10%) motivating women to be educated(5%) 0-2 3& above yes no for self sufficient for overcoming exploitation getting higher social status motivating women to be educated 12 For overcoming exploitation(20%) for self-sufficient(65%) Those who do not want education for their girls child, out of them 60% think that their daughter will not look after them after her marriage. Difficult to find a suitable groom (35%) wont look after after her marriage(60%) Only because she is a girl (5%) 6. 95% population do not want their wives participation in the decision making process in the family. Donot want wifes participation(95%) want wifes participation(5%) Those who do not want wives participation in the decision-making process, out of them, 80% think that it is the duty for the wives to obey the decision taken by them. She has no income(10%) she hasnot sufficient knowledge(10%) duty to obey the husband(80%) won't looks after after her marriage only because she is a girl difficult to find a suitable groom for educated girls yes no duty to obey the husband she has no income she hasn't sufficient knowledge 13 Those who support their wives participation, out of them 60% think that wives may have efficiency to run the family. She has right(40%) she may has better efficiency(60%) better efficiency she has right 7. 70% population support mass education and only 30% do not want education for women. onot want mass education(30%) want mass education(70%) yes no Conclusion: – After interviewing with the wives and husbands, it is seen observed that the educated respondent feel that women education is a must for socio-economic development of rural Assam. The educated populations have the tendency to provide education for both boys and girls equally. They have less number of child and they, with males, pr efer womens participation in the decision making process in the family as well as in the society. Of course, some uneducated people unable to understand the need of womens education for socio-economic development. Most of the uneducated women do not want to provide education for their girls child. There fore, we should change the mindset of the parents as well as the society. No doubt mass women education will be helpful in this respect. Suggestions: – The following suggestions can be put forwarded as per the primary study. 1. We have to change the mindset of the parents as well the society for reducing gender classification. We should change the mindset of the society so that the society recognizes the complementary role of the women. 2. Provision of quotas in the govt. jobs as well as private job may encourage the parents o provide education for their girls Childs. 3. Female students should be given scholar-ship in the college level. Tuition fees for women should be completely abolished. If it is not possible, it should be at least ? th. 14 4. Reservation in politics may be helpful for women empowerment. Women empowerment encourages women to provide opportunities to do for the welfare of the women. 5. We should create the consciousness of the parents; especially the women, we should create consciousness about the need of women education. For this, social awareness camp regarding women education in the village level should be organized. The govt. should take a mission for women education. For this, some local educated women who have grip in the society should be appointed for this mission. 6. Camp, seminar, road-play, open meeting and discussion, advertisement through different media such as radio, T. V. , cinema for women education may be helpful in this regard. Bibliography:- 1. Datt, Ruddar; Sundadharam,K. P. M. (2004), Indian economy S. Chand, New Delhi. 2. Baruah, D. K. ;Baruah Indira(2005), H. S. Economics 3. The Amar Asom, 29th Nov. , 2005,Guwahati. 4. The Dainik Batori, 14th January 2006,Guwahati. * Lecturers of B. B. K. College, Nagaon, Barpeta